Protect Your Family and Vehicle while Traveling

The personal auto policy (PAP) is an insurance policy for the owners of private passenger vehicles. The policy combines physical damage insurance on the automobile with liability insurance for claims from use of the auto. The PAP contains several parts, each describing specific coverage as follows:

​Part A- Liability Coverage

                 Part B- Medical Payments coverage

                   Part C- Uninsured Motorist coverage

                             Part D- Coverage for damage to your auto

                      Part E- Duties after an accident or loss

  Part F- General Provisions